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Investing needs to be active.
There’s an important difference between CIFG Funds and the majority of mutual funds you will encounter.
The managers of our funds have the flexibility and the directive to seek out opportunities for profit in all markets regardless of asset class and to manage risk in difficult markets. The ability to adapt investment positions to the market is one surprisingly few mutual funds enjoy.
For years, individuals have been told that the path to investment success is a diversified portfolio of index funds held faithfully through the ups and downs of the market. Then came the lost decade of 2000-2009. Two back-to-back bear markets left the typical diversified portfolio without long-term gains for 10 years.
For many investors, it was time to rethink the buy-and-hold approach.
As investors and the media looked around at what did and did not work during the 2000 decade, a number of investment advisers stood out. Client portfolios under their watch had continued to prosper.
The decade had been one of growth, profitability for those advisors whose application of tactical investment strategies had minimized drawdowns and provided opportunities for profit.
This active approach is the underlying strength of CIFG Funds.
Mutual Funds involve risk, including possible loss of principal. Investing in the commodities markets through commodity-linked ETFs, ETNs and mutual funds will subject the Fund to potentially greater volatility than traditional securities. Derivative instruments involve risks different from, or possibly greater than, the risks associated with investing directly in securities and other traditional investments. ETNs are subject to credit risk and their value will be influenced by time to maturity, supply and demand, volatility and lack of liquidity in underlying commodities markets, changes in interest rates, changes in the issuer’s credit rating, and economic, legal, or political events. In general, the price of a fixed income security falls when interest rates rise. Foreign common stocks and currency strategies will subject the Fund to currency trading risks that include market risk, credit risk and country risk. Investments in foreign securities could subject the Fund to greater risks including, currency fluctuation, economic conditions, and different governmental and accounting standards. The Fund’s exposure to companies primarily engaged in the natural resource markets may subject the Fund to greater volatility than investments in a wider variety of industries. Real estate values rise and fall in response to a variety of factors, including local, regional and national economic conditions, interest rates and tax considerations. Investments in underlying funds that own small and mid-capitalization companies may be more vulnerable than larger, more established organizations. The cost of investing in the Fund will be higher than the cost of investing directly in Underlying Funds and may be higher than other mutual funds that invest directly in stocks and bonds.
An investor should consider the Fund’s investment objective, risks, charges, and expenses carefully before investing. This and other information about the CIFG All Weather Fund is contained in the Fund’s prospectus, which can be obtained by calling 1-877-362-2434. Please read the prospectus carefully before investing. Capstone Investment Financial Group, Inc., Dunn Warren Invesment Advisors, LLC. and Northern Lights Distributors, LLC. are not affiliated. The Fund is distributed by Northern Lights Distributors, LLC,.